Package/First Party/Comprehensive Policy that covers the insured vehicle in the event of an accident, theft or vandalism apart from third-party responsibility as mandated by the Motor Vehicle Act.
Third-party injury/death/property damage caused by the insurer's negligence is covered by the T P Liability Policy.
Note: Two-wheeler coverage may be acquired for up to three years in advance, saving money on premiums and avoiding the danger of driving without insurance.