This policy pays pre-agreed lump-sum amount in the event of insured meeting with unforeseen Accident which may result in any of the following. Accidental Death Permanent Total Disability –Loss of two limbs, Loss of one limb and one eye etc Permanent Partial Disability- Partial but Permanent disability as per the schedule in the policy Temporary Total Disablement- Weekly compensation for compensating the loss of earnings if the injured person is not able to attend to his/her normal duties and confined to home

This policy pays pre-agreed lump-sum amount in the event of insured meeting with unforeseen Accident which may result in any of the following.In all the above cases, lump-sum amount as agreed is paid, if the above are solely caused by Accident and if the same have occurred within specified number of days after accident. These policies also cover Medical expenses including out-patient treatment, funeral expenses, compensation for broken bones/fracture, transportation of mortal remains, children education fund on gratuitous basis, etc. The Group policies can be customized to the requirement of Customers.

Personal Accident

This policy pays a pre-determined lump-sum payment in the case of an unexpected accident, and it might lead to any of the following outcomes.

Death by accident
Permanent Total Disability – For example loss of two limbs, one leg, one eye and so on.
Permanent Partial Disability- Partial but Permanent disability as per the schedule in the policy.
Temporary Total Disability- Weekly compensation for loss of wages if the wounded individual is unable to work and is confined to home.

In all the following instances, a lump-sum payment is made if the above was exclusively caused by the accident and happened within a stipulated number of days. This insurance also covers out-patient medical care, burial costs, recompense for broken bones/fractures, transportation of mortal remains and child education.

Depending on the customer’s needs, group policies can be tailored.

GET IN TOUCH

CALL US!